Are you tired of waiting in long bank queues or dealing with slow internet connections just to complete simple banking transactions? Access Bank’s mobile banking solution, available through its access bank ussd code, has revolutionized the way customers can manage their finances. With just a quick dial of *901#, you can handle a wide range of banking activities right from your mobile phone, with no need for data or even a smartphone. In this guide, we’ll explore how to make the most of this mobile banking service, its benefits, and the variety of transactions you can perform seamlessly.
What is Access Bank’s USSD Code?
The USSD code offered by Access Bank is a secure, fast, and reliable method for customers to conduct banking activities through their mobile phones. Whether you’re in a rural area with limited internet access or simply want a more convenient way to handle your banking needs, this service is a game-changer.

By dialing *901#, you unlock access to features such as checking your balance, transferring funds, purchasing airtime, and paying bills—all without an internet connection. This service works on any mobile phone, making it accessible to a wide range of users, regardless of whether they use a basic phone or a smartphone.
How to Register for Access Bank Mobile Banking
Before you can begin using the mobile banking service, you’ll need to register your phone number with Access Bank. The registration process is simple and can be completed in a few minutes. Follow these steps:
1. Dial *901#: Ensure you’re using the phone number registered with your Access Bank account.
2. Select ‘Register’: Follow the on-screen prompts to begin the registration process.
3. Create a four-digit PIN: This PIN will be required for all future transactions, so choose one that’s both secure and easy to remember.
4. Enter your account number: You’ll need to link your Access Bank account to your mobile number by entering your account details.
5. Confirm your registration: Once you’ve completed these steps, you’re ready to start using mobile banking.
This process ensures that your phone is securely linked to your bank account, allowing you to perform a variety of transactions with just a few taps on your mobile device.
Services You Can Perform Using Access Bank Mobile Banking
Once registered, access bank ussd code banking service opens up a world of possibilities. Here are some of the top transactions you can perform effortlessly:
1. Check Your Account Balance
One of the most basic yet essential features of mobile banking is the ability to check your account balance. To do this, simply dial 9015#, and you’ll receive a message displaying your current balance. No more trips to the ATM or logging into your mobile app just to check how much you have in your account.
2. Money Transfers
Need to transfer money quickly and securely? With mobile banking, you can send funds to other Access Bank accounts or even accounts at different banks in Nigeria. To transfer money to another Access Bank account, dial 9011AmountAccount Number#. If you’re sending money to an account at a different bank, use 9012AmountAccount Number#.
The process is fast and convenient, ensuring that you can move money where it’s needed, whether you’re paying bills, sending money to family, or covering business expenses.
3. Airtime Recharge
Running low on airtime? Instead of visiting a shop or logging into a mobile app, you can top up your phone or someone else’s directly through mobile banking. To recharge your own phone, dial 901Amount#. For example, if you want to recharge N500, you would dial 901500#. To recharge another phone number, dial 901Amount*Phone Number#. It’s a quick and easy way to stay connected without any hassle.
4. Bill Payments
Paying utility bills, cable subscriptions, or other services can be a hassle, but with Access Bank mobile banking, it’s incredibly simple. To pay bills, dial 9013#, then follow the prompts to select the service you want to pay for, such as electricity, water, or television subscriptions. This feature is especially helpful for people who want to avoid long queues or internet-based bill payment systems that may not always be reliable.
5. Retrieving Your BVN
If you need your Bank Verification Number (BVN) but can’t remember it, Access Bank’s mobile banking has you covered. Simply dial 9014*BVN# to retrieve your BVN in seconds. This can be particularly useful when filling out forms or making other banking transactions that require your BVN.
Conclusion
Access Bank’s mobile banking solution has transformed the way customers handle their finances. With a simple dial of *901#, you can perform essential transactions like checking your balance, transferring money, recharging airtime, and paying bills, all without the need for the internet or a smartphone. This service offers unbeatable convenience, security, and accessibility, making it an ideal choice for anyone looking to simplify their banking experience. Get started today and take control of your banking with just a few taps on your mobile phone.













